FINANCIAL PLANNING SERVICES

We offer three levels of financial planning, each with different levels of detail and complexity.

Financial Assessment: Building a base

For clients in the wealth creation stage, we provide a written financial assessment which will cover a specific area:

• Retirement goal funding

• Education funding

• Major purchase funding

• Life and disability insurance needs analysis

• Wealth transfer based on a “simple will” scenario

Detailed Financial Plan: Caring for what has been built

For clients in the wealth creation and preservation stages, we provide a written financial plan that covers all items included in the Financial Assessment, and an in-depth analysis of current cash flow, retirement fund accumulation and distribution, tax implications, and plan to maximize after-tax retirement cash flow. 

 Comprehensive Financial Plan: Managing wealth and caring for the future

For clients in the wealth preservation and transfer stages, in addition to the services in the first two plans we analyze your long-term care planning and the development of an efficient wealth distribution strategy customized to your goals.