OUR COMPREHENSIVE PROCESS

Stage One of the financial planning process begins with an introductory meeting to determine what you want to achieve and how we can help.  We analyze where you are now, where you want to go, and how to get you there.  We have three “readiness goals” for this meeting: We determine the scope of the financial planning engagement, we describe all of the data that we will need from the client to produce a plan, and we gauge the client’s commitment to the planning process.  We will know after that first meeting if we are a good fit for the client.

Stage Two shifts to the client. We rely on the client to provide us with basic personal and accurate data we need to build the plan.  A plan can only be as complete as the raw material provided to us.  We have personal and proprietary data-gathering worksheets to help gather the data we need.

Stage Three starts after we have our data. We will create a “current state analysis” – where are you now?  We’ll review that with you to ensure accuracy. And review financial goals.   Then we prepare the final plan, complete with a detailed description of each area analyzed and an action plan with prioritized steps to implement the changes we recommend. 

A final meeting delivers the plan and answers any questions you have.  It’s critical to us that you have a clear understanding of what is needed for long-term success.