We offer a broad array of financial planning services that will help you achieve your goals.  We analyze your current situation to understand where you are at now.  We gauge where you are heading if you stay on the current path.  We then recommend changes that will improve your chances of long-term financial success.  Financial planning can address the following areas of your financial life: 

Retirement Planning

Almost every client asks us about “that number” … how much money is needed for a successful retirement.  Let’s work on that number by creating a plan for your specific needs. We’ll establish goals and benchmarks for your progress and provide the investment management advice you need to achieve your target.

Estate Planning

Estate and inheritance laws can be complex, and there’s no chance to re-do plans after a death involves a person in the plan. No room for error.  We help you navigate trust and tax issues with the right legal experts to assist with the appropriate documents.

Charitable Giving

Personal philanthropy is a special, deeply meaningful, part of many people’s financial goals. Alpha Financial helps clients maximize gifts to charitable organizations. We devise the best options for giving tax-free gifts to worthy causes.

Stock Option Planning & Analysis

Individual compensation often includes company stock options and ESPP plans. They seem to change regularly and that can affect a financial plan. We help our clients devise a comprehensive plan with the best strategies for exercising options based upon individual circumstances.

Insurance Needs Analysis

We help our clients determine the right types of insurance – life, health, disability, long-term care – and the proper levels of coverage. Insufficient current coverage can cause problems in the future. Some clients find they may have insurance that does not meet their needs. Family situations change, too. We work with insurance specialists to ensure that insurance coverage fits long-term financial planning and risk concerns.

Tax Planning and Consultation

Working closely with top tax professionals, we stay on top of tax laws and identify the best way to manage complex tax laws.