{"id":124,"date":"2021-02-24T12:51:53","date_gmt":"2021-02-24T17:51:53","guid":{"rendered":"https:\/\/www.alphafa.com\/?page_id=124"},"modified":"2022-03-01T09:23:32","modified_gmt":"2022-03-01T14:23:32","slug":"investment-management","status":"publish","type":"page","link":"https:\/\/www.alphafa.com\/services\/investment-management\/","title":{"rendered":"Investment Management"},"content":{"rendered":"
Grounded in Wisdom & Discipline<\/p>\n<\/div><\/div><\/div>
Successful investing comes from understanding investment goals, accepting that there are no shortcuts, and engaging in a long-term, disciplined process that is guided by empirically validated knowledge. This is our definition of \u201cgrounded wisdom\u201d which is the core of our investment philosophy.<\/p>\n
Emotional detachment and remaining focused on long-term goals are paramount to your overall success. We serve as a buffer in protecting your portfolio from emotionally based decisions and guide you through the reasoning behind our approach.<\/p>\n
Investment management is an integral component of the financial planning process. Just as a car\u2019s engine should be operating at full potential, we look at each investment portfolio as the engine of the financial plan. We optimize portfolios, so they can lead to the plan\u2019s goals and preferred outcomes on the smoothest path possible.<\/p>\n
We believe the road to investment success lies in identifying the risks that bear compensation, determining how many of these risks one should take, and striving to minimize the risks and costs imposed by traditional approaches.<\/p>\n
One of our guiding principles is to have a clearly written investment plan we develop together that serves as a guide to meeting the client\u2019s personal objectives. The plan will change only when circumstances warrant a change \u2013 not in reaction to short-term market movements.<\/p>\n<\/div>
The foundation of our philosophy is based on rigorous academic research and financial science, which illustrate a need for a properly diversified selection of uncorrelated asset classes.<\/p>\n<\/div>
We incorporate actively managed funds only where net returns are compelling, typically in inefficient and niche areas of the market. Otherwise we utilize low cost strategies that are more passive in nature; some with a slightly active overlay.<\/p>\n<\/div>
Certain asset classes are best held in taxable, tax-deferred, or tax-free accounts and can vary depending on each client\u2019s unique tax situation. This dovetails with achieving tax efficiency.<\/p>\n<\/div>
This approach can seem counter-intuitive because it essentially requires that investors sell out of the asset classes that are outperforming and are over-weighted in order to replenish the asset classes that are underperforming. This is a classic buy low sell high strategy, but requires diligence free from emotion.<\/strong><\/p>\n<\/div> The tax drag on a portfolio is hard to quantify but can be significant. We design strategies that help our clients achieve the maximum efficiency in this regard, so they can keep more of what they\u2019ve earned.<\/p>\n<\/div><\/div><\/div>Tax Efficiency<\/h3>\n
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<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"Investment Management Grounded in Wisdom & Discipline Investment Philosophy Successful investing comes from understanding investment goals, accepting that there are no shortcuts, and engaging in a long-term, disciplined process that is guided by empirically validated knowledge. This is our definition of \u201cgrounded wisdom\u201d which is the core of our investment philosophy. Emotional detachment and remaining focused on long-term goals are ...