Advisors See New Fiduciary Rule as a Chance To Educate Clients

April 15, 2016 Investor’s Business Daily by Morey Stettner April 6, the Labor Department issued a regulation to raise the standard for investment advice to retirement savers. Brokers and other financial professionals who help investors with retirement accounts must now act in the best interest of their clients. For those financial advisors registered with the Securities and Exchange Commission, the …

The Best Way to Save and Invest for a Home

April 15, 2016 Money Magazine by Sarah Max Q: I want to save to buy a home in the next five to 10 years but don’t want to use a savings account since they pay so little. Where should I save? — Maria, New York City A: This is a dilemma, to be sure. With interest rates still so low, …

Devising a Tax Strategy After the Paycheck Is No More

March 4, 2016 The New York Times by Tara Siegel Bernard This tax season was the first in which Charlie Clark, 64, filed his return with his newly attained status: retiree. Mr. Clark almost always prepared his family’s tax return, but when he ran the numbers through TurboTax last month, he was pleasantly surprised. “This year, holy cow, we were …

When Clients Get Divorced

June 12, 2015 Wall Street Journal   John Gugle was featured in an article that addresses how financial advisors handle the tricky situation of their clients going through divorce.  John is a principal and owner at Alpha Financial Advisors in Charlotte, N.C. *** You can find the original Wall Street Journal article at: http://www.wsj.com/articles/when-clients-get-divorced-1434116143

The Triple Tax Benefit of Health Savings Accounts

U.S. News & World Report By Kate Stalter   The tax advantages are appealing, but don’t overlook HSAs as a way to save for health care in retirement. Americans are generally aware of tax-advantaged investment vehicles such as 401(k) plans, individual retirement accounts and 529 college savings plans. But one instrument, the health savings account, isn’t as well known, although it …

Going Beyond Referrals to Win Clients

May 11, 2015 Wall Street Journal Ann Gugle of Alpha Financial Advisors was featured in an article that dealt with financial advisors finding new clients and the unique ways that advisors build their practices.  Ann has worked to build up clients among Americans working and living internationally.  Ann is a principal and owner at Alpha Financial Advisors in Charlotte, N.C. …

7 Bad Investing Habits That Are Holding You Back

March 23, 2015 U.S. News and World Report by Kate Stalter  It isn’t a matter of that one “hot” stock you missed. It’s about having a big-picture mindset. Your mindset makes a big difference. When you reflect on the painful topic of your worst investing mistakes, what comes to mind? Do you think of a bad stock you held for too …

Advisers Dump Bond Proxies as Rate Hike Looms

March 23, 2015 Wall Street Journal   John Gugle of Alpha Financial Advisors in Charlotte, NC was mentioned in an article addressing how financial advisors were making changes to the bond side of their client portfolios.  John is a principal and owner at Alpha Financial Advisors in Charlotte, N.C. *** You can read more of this article at: http://www.wsj.com/articles/financial-advisers-dump-bond-proxies-as-rate-hike-looms-1427117105

Create a Financial Roadmap for 2015

December 29, 2014 Hilton Head Monthly by Dean Rowland The holidays are over, 2014 is in our life’s memory bank, our eyes are open wide to the opportunities that lay ahead this year, and we can sleep easily at night knowing that all is good. Right? Probably, maybe, not sure? Sure, you have your New Year’s resolutions firmly in place and …

Three Financial Advisers Discuss 2015 Outlook

December 15, 2014 Wall Street Journal by Daisy Maxey How Investors Can Prepare for Increased Volatility and Tax Issues Stocks have enjoyed an unprecedented rally since the end of recession in 2009, but many investors are bracing for an interest-rate hike that could shake U.S. stock and bond markets in 2015. Global turmoil, meanwhile, looks set to continue in the …